What Is $30 an Hour Annually in Canada? (After Tax, By Province)
By Jordan Ellis · Published · Reviewed
Quick Answer
$30/hour full-time (40 hours × 52 weeks) is $62,400/year gross in Canada. After 2026 income tax, CPP and EI, take-home is roughly $44,800–$48,200 depending on province, or about $47,700 (just under $4,000/month) in Ontario. In Ontario, $25/hour → $52,000 gross (~$40,700 net); $40/hour → $83,200 gross (~$61,100 net); $50/hour → $104,000 gross (~$75,500 net).
Job postings quote hourly; landlords, lenders, and life quote annual. Here’s the conversion — gross, net, and what it actually buys.
The conversion
Hourly × 2,080 (40 hours × 52 weeks):
| Hourly | Annual gross | Take-home (ON, approx.) | Monthly net |
|---|---|---|---|
| $20 | $41,600 | ~$33,200 | ~$2,770 |
| $25 | $52,000 | ~$40,700 | ~$3,390 |
| $30 | $62,400 | ~$47,700 | ~$3,980 |
| $35 | $72,800 | ~$54,200 | ~$4,520 |
| $40 | $83,200 | ~$61,100 | ~$5,090 |
| $50 | $104,000 | ~$75,500 | ~$6,290 |
Take-home varies by province by a few thousand dollars either way — the full comparison is in our take-home pay by province breakdown, and any exact figure (including your RRSP contributions) in the income tax calculator. The reverse direction — salary to hourly — lives in the salary calculator.
Why gross is a lie you tell yourself
A $30/hour job “pays $62,400” the way a hotel “costs $149” — before the parts that actually hit your account:
- Income tax: ~$10,100 (Ontario, 2026, including the Ontario Health Premium)
- CPP: ~$3,500 — not gone, it’s buying your future pension
- EI: ~$1,020
Net: ~$47,700, or about $1,840 every two weeks. Budget from that number. Everything else is accounting.
What each level buys
- $25/hr ($52,000): rents a one-bedroom in most mid-sized cities (Winnipeg or Quebec City, for example) with careful budgeting; shared housing in Toronto/Vancouver
- $30/hr ($62,400): qualifies alone for roughly a $250,000 home with 10% down under the stress test, which limits you to smaller markets or modest condos
- $40/hr ($83,200): sits around a 30% marginal rate in Ontario — where RRSP contributions start beating TFSA ones (see the rule)
- $50/hr ($104,000): stress-tested ceiling around $475,000 with 10% down — check yours against the affordability tables
The two adjustments that change everything
- Unpaid time off. Two weeks unpaid = 50 weeks, not 52: $30/hr drops from $62,400 to $60,000 gross. Contract and gig workers, do your own math.
- Overtime and premiums. Stat holiday pay, shift differentials, and 1.5× overtime can add 5–15% — but lenders only count reliably-documented income for mortgages.
Bottom line
Convert everything to monthly net — the only number your rent, car payment, and savings rate actually see. The salary calculator converts any direction, and the income tax calculator shows what your province keeps.
Official sources
Rules and dollar limits change. Confirm current amounts with the official pages below before you act · Last reviewed .
- Tax rates and income brackets for the current year (Canada Revenue Agency)
- EI premium rates and maximums (Canada Revenue Agency)